π Why Fall 2025 Might Be One of the Best Times to Buy in Toronto
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Every year around this time, the Toronto market changes gears. The energy shifts from cottage weekends to open houses, from patios to pre-approvals. Fall has always been a time of opportunity in real estate, and this year that opportunity looks even stronger.
After a slower-than-usual summer, September brought the market back to life. Listings jumped, buyers started showing up again, and the cityβs energy felt different. What really pushed things forward was the first interest rate cut since March. Even a small drop can stir confidence and get people moving again.
π What the Numbers Show
Here is how things shifted from August to September 2025 as fall began to take hold:
New Listings
- Detached: 1129 β 2377 (+110.53%)
- Semi-Detached: 266 β 572 (+115.04%)
- Freehold Townhomes: 126 β 242 (+92.06%)
- Condo Townhomes: 326 β 499 (+53.06%)
- Condo Apartments: 2654 β 3431 (+29.33%)
Active Listings
- Detached: 2355 β 2938 (+24.75%)
- Semi-Detached: 463 β 596 (+28.72%)
- Freehold Townhomes: 222 β 296 (+33.33%)
- Condo Townhomes: 690 β 751 (+8.84%)
- Condo Apartments: 5831 β 5971 (+2.40%)
Sales
- Detached: 536 β 675 (+25.93%)
- Semi-Detached: 157 β 214 (+36.31%)
- Freehold Townhomes: 70 β 81 (+15.71%)
- Condo Townhomes: 116 β 139 (+19.83%)
- Condo Apartments: 890 β 940 (+5.62%)
Average Price
- Detached: $1,524,066 β $1,686,013 (+10.62%)
- Semi-Detached: $1,131,498 β $1,181,672 (+4.43%)
- Freehold Townhomes: $1,131,913 β $1,174,864 (+3.79%)
- Condo Townhomes: $784,924 β $786,671 (+0.22%)
- Condo Apartments: $667,660 β $681,115 (+2.02%)
Days on Market
- Detached: 30 β 25 (-16.67%)
- Semi-Detached: 25 β 22 (-12.00%)
- Freehold Townhomes: 26 β 26 (no change)
- Condo Townhomes: 33 β 36 (+9.09%)
- Condo Apartments: 38 β 39 (+2.63%)
π‘ What It All Means
Listings surged, sales climbed, and average prices moved higher, especially for detached homes. The market clearly reacted to the rate cut and to buyers and sellers returning from summer. Condos are still slower, but the overall tone is improving.
π― Why Fall Is a Smart Time to Act
1. Interest rate drop
The September cut, the first since March, made a difference. It helped affordability a bit and, just as important, it improved sentiment. Buyers who were waiting for relief now have a reason to step forward.
2. Motivated sellers
Many who waited through summer are back and want to close before year-end. Homes that did not move earlier in the year are getting a second chance, which often means more flexible negotiations.
3. Market balance
There is more inventory than we saw over the summer, but not an overload. Buyers have options without chaos, and sellers can still achieve strong prices if the home is priced and presented properly.
4. Timing before winter
Fall offers enough activity to keep deals moving, with less competition than spring. The market typically slows by mid December, so the next stretch is prime time for serious moves.
π¬ Tysonβs Take
Toronto feels like itself again. The Jays are in the playoffs, the Leafs are back, and real estate is waking up with a mix of optimism and realism. If you are buying, this fall gives you a useful balance: decent selection, motivated sellers, and an interest rate climate that finally eased a bit. If you are selling, presentation and pricing are everything. Most important of all, analyze nearby comparable homes, both recently sold and currently available. You will quickly see what separates a home that sells at a good price in a reasonable time from a home that lingers.
Bottom line: fall 2025 is shaping up to be a balanced season. The rate cut helped, confidence is building, and the market has momentum again. Whether you are buying or selling, make your move count before winter arrives.
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